Privacy policy

This policy explains how Splitshare Technologies Private Limited ("Splitshare", "SplitStock", "we", "us") collects, uses, shares and protects information when you visit this website, unlock the sandbox, use the Android app, or, once SplitStock launches, use the platform itself.

SplitStock is a product of Splitshare Technologies Private Limited, a company incorporated in India with its registered office in Greater Noida, Uttar Pradesh. By using our website or product you agree to the practices described here.

CIN U74909UP2025PTC235707. GSTIN 09ABRCS7123D1Z3.

What we hold depends on how far you have gone with us.

• Email address: when you unlock the sandbox or contact us. This is the only personal data most visitors ever give us.
• Account and KYC information, at launch: full name, date of birth, PAN, address, phone number, bank account details and identity documents, as required to comply with KYC and FEMA requirements.
• Transaction information, at launch: remittance amounts, the securities you hold, order history and related financial records.
• Device and usage information: IP address, browser type, pages visited and approximate location, collected automatically.
• Information from partners: verification results from KYC providers, and confirmations from banking and brokerage partners, once those partnerships are live.

• To give you access to the sandbox and to tell you when funded investing opens.
• To verify your identity and eligibility under Indian KYC and FEMA rules.
• To process remittances and execute fractional share purchases through our banking and brokerage partners.
• To produce the tax and foreign asset reporting information, including Schedule FA inputs, that your holdings generate.
• To detect and prevent fraud, and to meet our legal obligations.
• To improve the product and answer your support requests.

We do not sell your personal information. We do not share it with advertisers or data brokers.

We process personal data in accordance with the Digital Personal Data Protection Act, 2023. We rely on your consent, for example when you submit your email to unlock the sandbox, and on legitimate uses under that Act, such as performing a contract with you or complying with our obligations under Indian law covering KYC, anti money laundering and tax reporting.

Reference: Digital Personal Data Protection Act, 2023.

Because SplitStock facilitates investment in foreign, primarily US listed, securities under the Reserve Bank of India's Liberalised Remittance Scheme, some of your information will necessarily be shared with parties outside India. That includes the broker or custodian holding the underlying shares and the payment rails used to remit funds.

Any such transfer is made with appropriate contractual and security safeguards and in compliance with applicable Indian data protection law.

• Regulators: the RBI, SEBI, income tax authorities and other government bodies, where legally required.
• KYC and verification partners: to confirm your identity before onboarding.
• Banking and brokerage partners: to execute remittances and share purchases, once those partnerships are live.
• Service providers: email delivery, analytics and support tools, acting only on our instructions.
• Legal and safety: where required by law, regulation or valid legal process, or to protect the rights and safety of our users.

This site currently uses essential browser storage only. That includes remembering that you dismissed the cookie notice, and the cookie that records that you have unlocked the sandbox. No optional analytics cookies are loaded today. If that changes we will update this clause before the change ships, not after.

You can control cookies through your browser settings. Blocking them will mean the sandbox asks for your email again on each visit.

We use encryption in transit, access controls and regular review of our systems. The cookie that grants sandbox access is set as httpOnly so it cannot be read by scripts in your browser. No system is completely secure, so use a strong unique password and contact us immediately if you suspect unauthorised access to your account.

Email addresses collected for sandbox access and early access will be retained for no longer than 24 months if we do not launch. Once SplitStock launches, KYC, transaction and tax records are retained for as long as Indian financial and tax regulation requires, which is longer than your relationship with us and applies even after you close your account.

Subject to applicable law, you can ask us to:

• Confirm what personal information we hold about you and give you a copy.
• Correct information that is inaccurate or incomplete.
• Withdraw consent where processing relies on it, such as marketing email.
• Delete your information, where we are not legally required to keep it. KYC and tax records carry mandatory retention periods and cannot be deleted on request.
• Record a nominee to act for you in the event of death or incapacity.
• Have a grievance heard and resolved, as described below.

To exercise any of these, write to ceo@splitshare.tech. There is also a self service account deletion page.

Reference: Sections 11 to 14, Digital Personal Data Protection Act, 2023.

SplitStock is not directed at and may not be used by anyone under 18. We do not knowingly collect personal information from minors. If you believe a minor has given us personal information, contact us and we will delete it.

In accordance with the Digital Personal Data Protection Act, 2023, we have designated a Grievance Officer to address concerns about your information.

We acknowledge complaints promptly and aim to resolve them within the timelines prescribed by law. If your grievance is not resolved to your satisfaction, you have the right to escalate it to the Data Protection Board of India.

We may update this policy as the product, our partnerships and our regulatory status change. The updated version will be posted here with a new effective date, and where changes are material we will make reasonable efforts to tell you directly.

Questions about this policy or how we handle your information go to ceo@splitshare.tech, or by post to Splitshare Technologies Private Limited, Greater Noida, Gautam Buddha Nagar, Uttar Pradesh, India.